Mobile Payments

iPhone®

• Open the Wallet app on your iPhone
• Tap the plus sign in the upper right corner
• Enter your card's security code to add your credit or debit card from your iTunes account. Or, to add a different card use your iSight camera or enter the card information manually.

 Apple Watch

• Open the Apple Watch app on your iPhone
• Tap “Wallet & Apple Pay” and select “Add a Credit or Debit Card”
• Enter your card’s security code to add your credit or debit card from your iTunes account. Or, select “Add a different card” and use your iSight camera or enter the card information manually.

 iPad Pro, iPad Air 2, iPad mini 4, and iPad mini 3

• Go into Settings
• Tap “Wallet & Apple Pay” and select “Add Credit or Debit Card”
• Enter your card’s security code to add your credit or debit card from your iTunes account. Or, select “Add a different card” and use your iSight camera or enter the card information manually

This is just an extra security step to verify your card.

A virtual card is the digital form of your eligible physical credit and debit cards. When you add your physical card to Apple Pay, Google Pay or Samsung Pay, a virtual card is created and stored. Creating a virtual card will not affect the use of your physical card.

You’ll still get all the same great benefits and rewards you enjoy with your cards.

Yes. Just like your physical consumer credit cards and debit cards, your eligible virtual credit cards and debit cards are covered by Visa’s $0 Liability Guarantee. Direct Financial will credit any fraudulent charges made with your eligible physical or virtual consumer credit card or debit card back to your account when reported promptly. The $0 Liability Guarantee covers fraudulent transactions made by others using your Direct Financial physical or virtual consumer credit cards and debit cards. If you suspect unauthorized use of your virtual credit or debit card, please contact us immediately by calling the number on the back of your card.

• iPhone SE, iPhone 6, iPhone 6 Plus, and later (in stores and within apps)
• iPad Pro, iPad Air 2, iPad mini 3, and later (within apps)
• Apple Watch paired with your iPhone (in stores)
• The latest version of iOS or watchOS
• an Apple ID

Merchants will receive the virtual card number associated with your credit or debit card, which is stored in the Apple Pay, Google Pay or Samsung Pay application.

In person, simply authenticate your fingerprint on your device while waiving in front of the contactless terminal.

Within Apps, look for the Buy with Apple Pay button or Apple pay as a Payment method:

No. Not all merchants have adopted this technology. Please continue to carry your physical cards to use where Apple Pay is not accepted. Most merchants will display the contactless payment symbol to let you know they accept contactless payments

Yes. You can view the ten most recent Apple Pay transactions per each Direct Financial card in your e-wallet.

Depending on the merchant's policy, it may be required to waive your device in front of the contactless terminal just as you did during the initial purchase. Additionally, just as with your physical card, merchants often require a receipt as proof of purchase.

With Apple Pay, a passcode or touch ID must be entered for each transaction. This security feature prevents unauthorized use of the e-Wallet.

• Phone or iPad: You can go to icloud.com/find or use the Find My iPhone app to suspend or permanently remove the ability to pay from that device with Apple Pay. Your cards will be suspended or removed from Apple Pay even if your device is offline and not connected to a cellular or Wi-Fi network. You can also contact Direct Financial to suspend or remove your cards from Apple Pay. Learn more about what to do if your iPhone is lost or stolen.

• Apple Watch:You can remove the ability to pay with your credit or debit cards from Apple Pay on iCloud.com. Just sign in, click Settings, choose your device, and click Remove All. You can also call your bank to suspend or remove your cards from Apple Pay.

• The Token can also be deactivated by contacting Direct Financial via the phone number on the back of your card.

Erasing the information on your device has no effect on your physical cards, so you can continue to use your cards as you normally would. However, this will disable the use of your virtual card through your Apple Pay account so you will need to add your card again if you would like to continue to use Apple Pay.

An eligible credit or debit card can be added Samsung Pay by opening the Samsung Pay app, then by using the device camera to capture the card, or by entering the card manually. Next, answer the security questions to complete the request.

This is just an extra security step to verify your card.

A virtual card is the digital form of your eligible physical credit and debit cards. When you add your physical card to Apple Pay, Google Pay or Samsung Pay, a virtual card is created and stored. Creating a virtual card will not affect the use of your physical card.

You’ll still get all the same great benefits and rewards you enjoy with your cards.

Yes. Just like your physical consumer credit cards and debit cards, your eligible virtual credit cards and debit cards are covered by Visa’s $0 Liability Guarantee. Direct Financial will credit any fraudulent charges made with your eligible physical or virtual consumer credit card or debit card back to your account.. The $0 Liability Guarantee covers fraudulent transactions made by others using your Direct Financial physical or virtual consumer credit cards and debit cards. If you suspect unauthorized use of your virtual credit or debit card, please contact us immediately by calling the number on the back of your card.

For a list of compatible devices visit: http://www.samsung.com/us/samsung-pay/

Merchants will receive the virtual card number associated with your credit or debit card, which is stored in the Apple Pay, Google Pay or Samsung Pay application.

Just swipe upwards from the bottom of the screen on your mobile device, or launch the Samsung Pay app. Choose your payment card. Authenticate, using the fingerprint sensor on your phone, or by entering your Samsung Pay PIN. Then hold your phone or device near the payment terminal to complete the transaction.

The majority of merchants will accept it! Samsung Pay can be used wherever a card can be swiped or wherever contactless payments are accepted. However, you should still carry your physical card.

Yes. You can view the ten most recent Samsung Pay transactions per each Direct Financial card in your e-wallet.

Depending on the merchant's policy, it may be required to waive your device in front of the contactless terminal just as you did during the initial purchase. Additionally, just as with your physical card, merchants often require a receipt as proof of purchase.

It's a good idea to enable Find My Mobile in your Samsung account in advance, in case you need to search for it. To enable Find My Mobile, so that you can remotely lock or erase your device, take these steps:

• Log in to the Find My Mobile service with your Samsung account
• Select the device on which you want to use this feature and check its status
• Select the On button next to Remote Controls
• Select Locate my device from the menu on the left

The token can also be deactivated by contacting Direct Financial via the phone number on the back of your card.

Erasing the information on your device has no effect on your physical cards, so you can continue to use your cards as you normally would. However, this will disable the use of your virtual card through your Samsung Pay account so you will need to add your card again if you would like to continue to use Samsung Pay.